This offer is for people who open a personal checking file and a savings file with Urban Bank in the same window. The headline amount is up to ₹25,000. The amount that actually posts depends on the deposits we receive, the dates on the offer sheet, and whether both accounts stay open through the review period.

The bonus is not cash in the branch on day one. It posts to the checking file after we confirm the qualifying activity. You will see it as a named credit on the monthly note, not as a “misc” line.

Who it is for

• You do not already have a personal checking or savings file with Urban Bank
• You can make the qualifying deposits listed on the offer sheet
• You can keep both accounts open and in good standing through the review date
• You can show ID and the papers a banker asks for at a Mumbai branch or by Talk to us

If you already bank with Urban Bank, ask the desk whether a different offer applies. This page does not reuse a bonus that already posted on your file.

How the ₹25,000 is earned

The offer sheet names two things: the deposit amount and the deadline. Direct deposit from payroll counts when the payer is the same name as the account. A cash or cheque deposit counts when it clears — not when it is handed across the desk.

Typical steps:

1. Open checking and savings in the same application window
2. Complete the qualifying deposits before the date printed on the sheet
3. Leave both accounts open until the bonus posts
4. Read the monthly note for a line that names this offer

If a deposit is returned, that amount does not count. If you close either account before the review date, the bonus can be reversed. We tell you that on the sheet before you sign.

What you see on the account

• Checking and savings on the same app and the same monthly note
• The fee box for each product before you confirm
• Holds on deposits explained in the same language as a transfer hold
• The bonus, when it posts, as a named credit — not a silent balance change

What this is not

This is not a guaranteed ₹25,000 for opening a page. It is a bonus with a deposit test, a date, and a review. Business accounts, student files, and joint files may be excluded — the sheet says so.

These pages are for product information and enquiries, not for signing in to move money. Opening the accounts still happens with a banker or through Talk to us.

How to start

Bring ID to a Mumbai branch or send the contact form. Ask for Checking with welcome perks by name so the banker prints the current sheet. Read the fee box and the bonus rules before you sign. Limits and dates on a social post do not override the sheet in your file.

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