Smart Investment with Urban bank

Everyday accounts, cards, and loans from one desk. Fees and holds are listed before you confirm.

urban bank

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Urban Bank
Urban Bank
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Everyday accounts, cards, and loans from one desk. Fees and holds are listed before you confirm.

80 %

People using the app

24,300,659

People trust us

About us

Growth from 1996 to 2021

Feature

Products built for clear fees

Multi-device access

Use Urban on the phone and desktop you already have.

Multi-platform banking

The same account view on web and in the app.

Multi-currency accounts

A rate shown next to the amount you send.

Credit cards

Issue Urban cards, set spend limits, and track rewards from the same app you already use.

Business loans

Short-term and term loans for registered businesses with a clear schedule and no hidden fees.

Mobile banking

Transfer, deposit, and pay bills from the Urban app on iOS and Android.

How we work

Learn how we work

Go digital

Meet your banking future with Urban

Talk to us

Testimonials

What customers say

Urban shows the fee before I send a transfer. The branch and the app say the same thing, so I do not have to guess.

Luise Moore

We moved payroll cards and a business loan onto one desk. The schedule is on the page before anyone signs.

Priya Shah

Holds and incoming transfers are explained in one note. I can read it on the phone and at the counter.

James Cole

The card freeze and the dispute note are in the same place. I do not wait on a call to see what happened last night.

Daniel Ortiz

The repayment calendar is on the page before I sign. Fees and dates match what the advisor said in the branch.

Amara Nwosu

Partners

Illustrative partner marks

Northline
Harbor Trust
Clearbay
Riverfield
Summit Ledger
Apex Co
Bridge Mutual
Coral Bay

Insights

Fees, holds, and transfers

Insight
How Urban explains a hold

Plain language for a pending amount.

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Insight
When a branch visit still helps

Jobs that are faster in person than in the app.

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Insight
Savings that stay visible

A balance view that does not hide holds.

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Insight
Transfers that finish the same day

When a transfer leaves today and when it waits.

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Insight
Cards that show the rate

What the card screen lists before a purchase posts.

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Insight
Clear fees before you send

How Urban shows transfer fees on one screen before you confirm.

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Stay in touch with Urban Bank

FAQ

Frequently asked questions

Visit a branch or send the contact form. A banker will confirm ID, the product, and the next steps by email.