Built for clarity
UI

User Download

50.000

Smart Investment with Urban bank

Everyday accounts, cards, and loans from one desk. Fees and holds are listed before you confirm.

About Us

Grow with Urban Bank

Urban Bank opened accounts in 1996 and still lists fees before you confirm a transfer. The branch and the app use the same numbers.

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About us

Products with clear fees

Multi-device access

Multi-device access

Use Urban on the phone and desktop you already have.

Multi-platform banking

Multi-platform banking

The same account view on web and in the app.

Multi-currency accounts

Multi-currency accounts

A rate shown next to the amount you send.

Credit cards

Credit cards

Issue Urban cards, set spend limits, and track rewards from the same app you already use.

Business loans

Business loans

Short-term and term loans for registered businesses with a clear schedule and no hidden fees.

Mobile banking

Mobile banking

Transfer, deposit, and pay bills from the Urban app on iOS and Android.

Partners

Illustrative partner marks

Testimonials

What customers say

Luise Moore
Priya Shah
James Cole
Daniel Ortiz
Amara Nwosu
Luise Moore
Checking customer

“Urban shows the fee before I send a transfer. The branch and the app say the same thing, so I do not have to guess.”

Priya Shah
Small-business owner

“We moved payroll cards and a business loan onto one desk. The schedule is on the page before anyone signs.”

James Cole
Savings customer

“Holds and incoming transfers are explained in one note. I can read it on the phone and at the counter.”

Daniel Ortiz
Card customer

“The card freeze and the dispute note are in the same place. I do not wait on a call to see what happened last night.”

Amara Nwosu
Loan customer

“The repayment calendar is on the page before I sign. Fees and dates match what the advisor said in the branch.”

Stay in touch with Urban Bank

Insights

Fees, holds, and transfers

How Urban explains a hold
Insight
How Urban explains a hold

Plain language for a pending amount.

When a branch visit still helps
Insight
When a branch visit still helps

Jobs that are faster in person than in the app.

Savings that stay visible
Insight
Savings that stay visible

A balance view that does not hide holds.

Transfers that finish the same day
Insight
Transfers that finish the same day

When a transfer leaves today and when it waits.

Cards that show the rate
Insight
Cards that show the rate

What the card screen lists before a purchase posts.

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February 15, 2024

Clear fees before you send
Insight
Clear fees before you send

How Urban shows transfer fees on one screen before you confirm.

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January 15, 2024

How we work

Learn how we work

FAQ

Frequently asked questions

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Visit a branch or send the contact form. A banker will confirm ID, the product, and the next steps by email.

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Meet your banking future with Urban

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