Everyday banking
Everyday banking with Urban
Open an account, use cards and transfers, and keep fees visible before you confirm. Products and offers come first on this page.
Products
Products with clear fees
Multi-device access
Use Urban on the phone and desktop you already have.
Multi-platform banking
The same account view on web and in the app.
Multi-currency accounts
A rate shown next to the amount you send.
Credit cards
Issue Urban cards, set spend limits, and track rewards from the same app you already use.
Business loans
Short-term and term loans for registered businesses with a clear schedule and no hidden fees.
Mobile banking
Transfer, deposit, and pay bills from the Urban app on iOS and Android.
Trusted & Secure
Confirm a payment before it leaves the account.
Faster & Cheaper
See the fee before you send a transfer.
Simple international payment
A transfer that lists destination, fee, and arrival.
Current offers
Double UpSM Credit Card
Urban Bank Double UpSM earns extra rewards on selected spend for a printed promo window. The rate on the card face is the rate we use.
April 19, 2024
Personal Checking
Everyday checking with a printed fee box, debit on the same app, and up to ₹25,000 for new customers who meet the deposit rules on the current sheet.
March 19, 2024
Savings Accounts
A ₹10,000 bonus on a new Urban Bank savings file when the qualifying deposit clears before the date on the offer sheet.
February 19, 2024
Checking with welcome perks
New checking and savings customers can earn up to ₹25,000 when both files are opened together and the qualifying deposits land on time.
January 19, 2024
Partners
Illustrative partner marks
Testimonials
What customers say
Urban shows the fee before I send a transfer. The branch and the app say the same thing, so I do not have to guess.
Luise Moore
Checking customerWe moved payroll cards and a business loan onto one desk. The schedule is on the page before anyone signs.
Priya Shah
Small-business ownerHolds and incoming transfers are explained in one note. I can read it on the phone and at the counter.
James Cole
Savings customerThe card freeze and the dispute note are in the same place. I do not wait on a call to see what happened last night.
Daniel Ortiz
Card customerThe repayment calendar is on the page before I sign. Fees and dates match what the advisor said in the branch.
Amara Nwosu
Loan customerInsights
Fees, holds, and transfers
Stay in touch with Urban Bank
FAQ
Frequently asked questions
Visit a branch or send the contact form. A banker will confirm ID, the product, and the next steps by email.
